What does restoration not cover? If you are looking for a restoration GC for your fire or flood claim, we are, unfortunately, not in that business BUT we can introduce you to a quality company that is.Do you provide retail quotes?Yes and no. We have to be very careful with the Texas laws. If insurance is involved and they have included a roof replacement as part of their estimate, we are obligated to do the work for the same price, in order to be in full compliance with H.B. 2102 (2019), also known as the “deductible law.”
However, if a roof replacement, roof repair, or other work is outside of an insurance claim, we are able to provide our own estimate based on our agreed scope of work.
Do I have to pay my deductible?Yes. The Texas law that was enacted in September 2019 called H.B. 2102, is very clear that contractors AND homeowners break the law if the chosen contractor is found to cover, absorb, pay for, discount, or not fully receive payment for the deductible. Thus, in most cases, the homeowners’ out-of-pocket is exactly equal to their deductible. We recommend strongly that a homeowner chooses, at the maximum, a 1% deductible. To assist with the out-of-pocket, we provide financing and try to make one upgrade (i.e. shingle upgrade, gutter upgrade, etc.)
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